Manage major currencies such as USD, EUR and GBP in one place.
USDEURHKDTHB...
Fincone
Simplify Cross-Border Payments
Financial infrastructure for cross-border collections, fund allocation, card issuing, and business payments.
A U.S.-based financial technology company supported by regulated financial institution partners
- $10M+
- Processed volume
- 40+
- Supported regions
- 10,000+
- Transactions tracked
Core Platform Capabilities
Fincone helps businesses manage inflows, fund allocation, business spend, transaction tracking and embedded financial services in one place.
Collect Across More Business Scenarios
One-stop management of multiple currencies' funds
Support cross-border businesses in receiving and managing funds from global customers
B2BTikTok...
More flexible and controllable enterprise payment cards
Help enterprises flexibly manage their funds and control risks.
Enhanced Payment Security
Control risk at every payment
AVS3DS
Broad Spend Coverage
Support global business spend
MastercardVisa
Flexible Card Issuance
Create cards for every purpose
VirtualPhysical
Connect More Business Payment Scenarios
Support multi-currency and multi-channel enterprise payment methods
Support payment with mainstream currencies
USDEUR...
Local payment networks, with lower costs
Payment Channels
Support same-name business account payments
Dedicated Scenarios
Make Account Management Clearer
Provides flexible account management options for different business needs
Set different viewing and operating scopes by member role
RolesPermissions
One-stop centralized management of multiple member-accounts
Centralized management
API and System Access for Approved Businesses
Availability and scope depend on business needs, eligibility and commercial arrangements.
API Access
systemsbusinesses
Business System Integration
AccountCardTeam workflows
Track Funds from Receipt to Business Spend
Connect collections, fund allocation, card issuing, payments, monitoring, and controls in one business workflow.
Sending
$24,500.00
USD Balance
Receiving
€22,613.50
The specific amount shall be based on the current exchange rate.
Internal transfers
XX Limited Company USD9,128.00
CAD8,928.00Receive payment
...
Payment
USDAmount to be remitted
$ 10,000.00
Payee
XXXX Limited Company
FinCard
Business Payments
Jane Doe
Team members
£150
PAIDControl
Five member-accounts
$4,200.00800/5000
Every transaction stays traceable
$
Card issuing
Global Account
Multiple BIN options
Configurable card programs
Built for Complex Cross-Border Business Scenarios
Fincone helps businesses manage fund allocation, card usage, payment approvals, and transaction tracking by team, project, and business purpose.
GLOBAL FUNDSCross-Border E-Commerce
Challenge：E-commerce businesses need to collect platform revenue, manage multi-currency balances, and pay for ads, logistics, procurement and services.
Fincone Solution：Collect business revenue through Global Account, view balances by currency and account, and allocate funds for card spend or business payments.
Explore E-commerce
ADVERTISING PLACEMENTAdvertising Teams
Challenge：Multiple media buyers, platform accounts and campaigns may spend at the same time, making budgets, limits and ownership harder to track.
SOFTWARE SERVICESSaaS Companies
Challenge：SaaS companies often pay for software subscriptions, cloud services, ad spend and vendors across regions, teams and growth projects.
TRAVELCross-border Travel
Challenge：Travel businesses often involve flights, hotels, travel platforms and multi-currency supplier payments, with frequent and fragmented spend.
SUBSCRIPTION FEESSubscription Services
Challenge：Businesses often pay recurring fees for overseas platform memberships, software tools and service subscriptions, where card changes, insufficient balances or unclear authorization may disrupt service continuity.
Why Fincone
Compared with fragmented tools or single-card products, Fincone brings accounts, cards, business payments and team controls into one workflow for clearer inflows, allocation, spending and tracking.
support Partially Supported
Cross-border collection
Traditional Banks
Business accounts and cross-border collection
Other Card Platforms
Third-party dependent
Fincone Platform
Multi-currency global accounts
Fund allocation
Traditional Banks
Account transfers
Other Card Platforms
Card funding
Fincone Platform
Allocate funds by business purpose
Prepaid/Shared Card
Traditional Banks
Business cards
Other Card Platforms
Prepaid and shared card
Fincone Platform
Prepaid and shared card
Team spend control
Traditional Banks
Account permissions or payment authorization
Other Card Platforms
Roles, limits, approvals
Fincone Platform
Roles, limits, approvals
API integration
Traditional Banks
Bank APIs
Other Card Platforms
Card issuing APIs
Fincone Platform
Unified payment & card APIs
Compliance & risk control
Traditional Banks
Compliance and risk controls
Other Card Platforms
Depends on provider
Fincone Platform
Eligibility, monitoring and permission rules
Partner/referral growth
Traditional Banks
Channel partnerships
Other Card Platforms
Referral partnerships
Fincone Platform
Partner and referral support
Security, Compliance and Trusted Partnerships
Fincone emphasizes customer eligibility, permission controls, transaction monitoring and partner financial institution frameworks, helping businesses use account, card and payment capabilities under clear rules.
Customer Eligibility Review
Available to eligible businesses. Product capabilities depend on eligibility, region, account program and commercial arrangements.
Transaction Monitoring & Audit Trail
Account, card, payment and permission activity is recorded to support transaction tracking and operational records.
Supported by Partner Financial Institutions
Fincone is a financial technology platform. Account, payment and card services are supported by partner financial institutions.
FAQ
Fincone is designed for cross-border e-commerce sellers, SaaS companies, travel businesses, and companies managing advertising or subscription spend. It helps businesses collect international payments, pay suppliers, and manage team spending.
Fincone supports B2B and B2C scenarios with multi-currency cross-border collection and payment accounts, enabling businesses to manage major currencies such as USD, EUR and GBP in one place.
API and integration capabilities are available to approved businesses. Availability and scope depend on business needs, eligibility and commercial arrangements.